A Card for Every Chapter
Traveling the world, spending abroad, studying away from home — there's a Lifrica Card built for each.
Forex Card
Zero forex markup
Travel Card
Every purchase earns rewards
Student Card
Built for students
Different Cards. Same Rewards.
Every Lifrica Card feeds the same balance — so your earning never splits, no matter which one you carry.
- Card
- Spend
- Rewards
Spend Globally, Keep What's Yours
- One card, multi-currency wallet built in
- Live exchange rates — the rate you see is the rate you get
- Zero forex markup across 30+ currencies
- Send money abroad in minutes
Made for Every Departure Gate
- Accepted wherever Visa works — 180+ countries
- Reward multipliers on every trip you take
- Zero foreign transaction fees
- Airport lounge access on select tiers
Built for Students, Trusted by Parents
- Pay university fees directly from the card
- Spend limits and category controls, set in seconds
- Parent-linked visibility and real-time alerts
- No credit history needed to start
Compare All Cards
Find the Lifrica Card that fits how you spend.
| Feature | Forex Card | Travel Card | Student Card |
|---|---|---|---|
| Annual Fee | $0Best | $25/yr | $0 |
| Forex Markup | 0%Best | 1.5% | 2% |
| Reward Rate | 1.2x | 2xBest | 1x |
| Best For | Frequent currency exchange | International travel | Campus & tuition spend |
Higher membership tiers unlock better card reward rates.
View MembershipSecurity & Trust
Instant Freeze/Unfreeze
Lock your card in one tap, anytime.
Real-Time Spend Alerts
Know the moment your card is used.
Virtual Card Option
Shop online without exposing your physical card.
Encrypted Transactions
Bank-grade encryption on every swipe.
24/7 Support
Real help, any time, anywhere.
Lifrica Card FAQs
It's a multi-currency card built for spending abroad. Load once, spend in 30+ currencies at live exchange rates — with zero forex markup, so the rate you see is the rate you get.
The card supports 30+ currencies in one wallet. You can hold multiple currencies at the same time and spend in whichever one the merchant charges — no manual switching needed.
The Forex Card is optimized for currency and remittance; the Travel Card is optimized for journeys — reward multipliers on trips, zero foreign transaction fees, and airport lounge access on select tiers.
Eligible travel spends — flights, hotels and experiences booked through Lifrica — earn rewards at a higher rate than everyday purchases. Your multiplier grows as you move up membership tiers.
Students — including those studying abroad — with no credit history needed to start. Eligibility requirements (like age and enrollment proof) are listed during signup.
Yes. Pay tuition and university fees directly from the card, including cross-border fee payments — one of the biggest reasons the card exists.